Tim Skelton

🍂 Hello, Coeur d'Alene!

As the days grow longer and spring breathes new life into our surroundings, it’s the perfect time to review your insurance coverage and prepare for the seasons ahead. Whether you’re starting home improvements, considering life insurance, or making sure your auto policy is ready for spring and summer adventures, our experienced team is here to help you make smart, confident decisions.

With over 135 years of combined experience — including more than 25 years each with State Farm — we take great pride in serving our community with personalized, trustworthy service. We offer a comprehensive range of insurance products: auto, home, renters, life, and business insurance. And if your needs extend beyond what we provide, we’re happy to connect you with our trusted network of local professionals.

I’m an Oregon State University graduate with a degree in Economics and a background as a collegiate baseball player. My wife, Joni, and I have been married for 28 years and work side-by-side in the office. When I’m not assisting customers, you’ll likely find me outdoors — golfing, hiking, fishing, or skiing. Joni once tried to list all my hobbies and stopped at 25!

Although I didn’t grow up in Idaho, I’ve proudly called it home since 2003 and can’t imagine living anywhere else. It’s a privilege to help our neighbors protect what matters most, especially during this season of renewal.

If you’re new to the area, we’re here to make your transition easier with tailored coverage options and guidance. We also support small business owners with practical insurance needs and assist renters in meeting move-in requirements quickly and easily. Auto liability coverage is another key focus, ensuring you understand how your policy protects your future.

We proudly serve Coeur d’Alene, Hayden, Post Falls, Dalton Gardens, Rathdrum, Spirit Lake, and surrounding communities. Whether you’re a newcomer or a longtime resident, we’d love to be your trusted insurance team.

Spring into action — reach out today by phone, stop by our office, or click to get started. Let’s make sure you’re confidently covered for all the seasons ahead.