Tim Skelton

🍂 Hello, Coeur d'Alene!

Welcome to the Tim Skelton State Farm Insurance office! As the days grow longer and summer starts to show it brings fresh energy to our community, it’s a natural time to take a closer look at your insurance coverage and make sure it still fits your life. Whether you’re preparing for home updates, reviewing Auto Insurance before getting back out on the road, or thinking about Life Insurance as your family or business evolves, my team and I are here to help you make informed, confident decisions right here in Coeur d'Alene. Our office brings together more than 140 years of combined experience, including over 25 years each with State Farm. That experience allows us to help customers prepare for everyday risks and unexpected moments with a full range of insurance options, including Auto Insurance, Homeowners Insurance, Renters Insurance, Business Insurance, and Life Insurance. When questions come up or needs change, we focus on clear conversations and practical guidance, and when something falls outside our scope, we’re happy to connect you with trusted local professionals.

My wife, Joni, and I have been married for 29 years and work side by side in the office, which gives our customers the kind of familiarity and continuity that comes from seeing the same faces year after year. When I’m not working with customers, I’m usually outdoors golfing, hiking, fishing, or skiing. Joni once tried to list all my hobbies and stopped at 25! While I didn’t grow up in Idaho, I’ve proudly called it home since 2003 and can’t imagine living anywhere else. Serving neighbors throughout Coeur d'Alene, Hayden, Post Falls, Dalton Gardens, Rathdrum, Spirit Lake, and surrounding communities has been one of the most rewarding parts of my career.

Whether you’re new to the area, renting your first place, running a small business, or simply reviewing your Auto Insurance or Home Insurance coverage, it’s a privilege to help you protect what matters most. If you’re ready to talk through your coverage or would like a second look at your options, I invite you to call, stop by our office, or reach out online to get started with a personalized quote.